Salon Insurance in Alaska
You're a master of beauty, helping clients feel and look their best. But behind the scenes, you're also running a business: managing employees, ordering product, and welcoming clients into your space. That combination brings risks specific to the beauty industry.
Who needs beauty salon insurance?
- Nail Salons (manicure & pedicure)
- Hair Salons
- Waxing (hair removal) Salons
- Makeup Salons
- Blow Dry Salons
- Facial Salons
- Massage Salon (typically Swedish)
- Aromatherapy Salons
Most salons carry a Business Owners Policy to protect against the range of claims and risks that come with running a salon, including:
Business Liability: This coverage helps protect your business from claims and lawsuits alleging injury or property damage that occurred as a result of your business operations such as slip & fall claims or property damage such as a ruined purse from hair coloring. This coverage can also include libel & slander claims.
Business Property: Insurance protection for the place where you run your business. This coverage protects your equipment, tools, computers and furniture from damage, theft and more.
Business Income: Helps cover the loss of income if your business is unable to operate because of other covered property damages.
These examples are illustrative only. In the event of a claim, coverage will be determined based on the facts and circumstances of the filed claim, and the actual policy terms and conditions.
While you focus on making your clients feel beautiful, let Alaska Service Agency handle protecting your business with a policy tailored to your salon. As an independent agency, we represent top carriers and can get you a quote quickly. Call Alaska Service Agency today at 907-337-2311.
