Home Insurance in Anchorage Alaska

Your home is one of the biggest investments you'll ever make; protect it with a homeowners policy from Alaska Service Agency. The right coverage looks after everything from your home's structure to the belongings inside it, so you can rest easy.

Looking for Home Insurance in Alaska?

A solid homeowners policy compensates you for losses to your home and everything inside it, while also protecting you if someone's injured on your property. From storms and fire to theft, it covers the financial hits life can throw your way. Call Alaska Service Agency today to get a policy started.

Looking for Renters Insurance Policy? We sell that too!

Familiarize Yourself With Common Homeowners Insurance Terms:

A- Dwelling
B- Other Structures on Your Property
C- Personal Property/Contents
D- Loss of Use
E- Personal Liability Protection
F- Medical Payments

Dwelling coverage protects the physical structure of your home against covered events like wind, hail, lightning, or fire, paying to repair or rebuild the structural components. (Note: earthquake damage requires a separate endorsement, ask us about adding it.)

Other Structures coverage protects detached buildings on your property: garages, sheds, and the like. It's usually set at 10% of your dwelling coverage, though you can increase it if you need more.

Personal Property coverage is a standard part of most homeowners policies, protecting your belongings, like clothing, furniture, and more, if they're stolen, destroyed by fire, or damaged by another covered loss.

Loss of Use coverage helps with living expenses if a covered loss makes your home temporarily unlivable: think hotel stays, meals out, and other costs while repairs are underway.

Personal Liability Protection has your back if you're sued for bodily injury or property damage, including situations like your dog nipping a neighbor through the fence.

Medical Payments coverage helps pay medical bills for a visitor who's injured while on your property.