Searching for Motorcycle Insurance Alaska?
Love riding? Bundling motorcycle coverage with your auto policy through Alaska Service Agency could save you up to 15%. We work with top motorcycle carriers like Progressive, so you can hit the road knowing you're properly covered.
(Need auto insurance? We provide that too!)
Get a Customized Motorcycle Insurance Policy
We'll build a policy around how and what you ride, with options like full replacement cost, accessory coverage, comprehensive and collision, bodily injury and property damage liability, medical payments, roadside assistance, and more. Give us a call and we'll walk through what makes sense for you.
Coverage for Different Types of Bikes
No matter what you ride, we likely have a policy for it, motocross bikes, dirt bikes, scooters, classic motorcycles, trikes, and more. Give us a call and see why so many riders across the Northwest trust Alaska Service Agency with their coverage.
Motorcyclists: Be Prepared and Protected
As the days get longer, it's the perfect time to get your bike, and your coverage, ready for the road.
New to riding or a longtime rider, you probably have questions: What does liability insurance cover, exactly? Do I need Comprehensive? Will my custom chrome be protected?
Here's a quick guide to help you navigate your policy and choose coverage you can feel confident about.
Pick the Right Insurance
Start by figuring out how much coverage you're required to carry. Most states require liability insurance, which covers injuries or property damage you cause in an accident.
A good rule of thumb when setting your liability limits, the most your insurer will pay on a claim, is to match the limits and deductibles on your car insurance policy.
From there, consider adding coverage for the bike itself: Collision covers accident damage, while Comprehensive covers things like fire or theft. Either way, you'll choose a deductible, the amount you pay out of pocket on a claim, so pick a number that fits your budget.
Insure Custom Parts
Chrome upgrades, custom paint, a GPS mount, if you've invested in your bike, accessory coverage protects that investment too. Many policies include an initial amount of accessory coverage with Comprehensive or Collision, and you can add more if needed.
Roadside Assistance
Love a good long ride? Roadside Assistance is worth considering if the idea of breaking down in the middle of nowhere makes you nervous.
Some carriers will even cover lodging, transportation, and food if your bike breaks down far from home, and adding this kind of coverage is often surprisingly affordable.
Frequently Asked Questions about Motorcycle Insurance
Do I need to keep my motorcycle insured in the off-season?
Yes, you should keep motorcycle insurance in the off-season. Even when not being used, your vehicle could be damaged or stolen and without insurance, you would have no coverage. If you have a loan on your motorcycle, you will be required to maintain an active insurance policy.
How much does Motorcycle Insurance cost?
The cost of a motorcycle insurance policy is as little as $100 a year for basic coverage. Depending on the coverage you select, your policy will likely be more than that.
What coverages are available for motorcycles?
The types of insurance available for motorcycles includes: Comprehensive coverage, collision coverage, roadside assistance, total loss coverage, custom parts and equipment coverage and injury coverage. Other coverages may vary depending on the company insuring the motorcycle.
