Liquor Liability Insurance in Alaska
If you serve liquor, beer, wine, or any alcoholic beverage in Alaska, you're required to carry liquor liability insurance. Serving alcohol brings real risk, not just while patrons are on-site, but potentially after they leave too.
Liquor Liability Insurance is great for:
- Bars & Taverns
- Restaurants
- Nightclubs
- Fast food (where alcohol is an option)
- Weddings
- Social Events
- Workplace Events
So, what exactly is Liquor Liability Insurance?
Liquor Liability Insurance protects the establishment that served the alcohol from damages caused by a patron: property damage, injury, even a car accident. The person who caused the damage is liable, sure, but the venue that served them is often found partly at fault for over-serving, sharing in that liability.
The good news: you can buy liquor liability coverage that goes beyond your general liability policy. It's not usually bundled in automatically, so check with a licensed agent to see if you need to add it.
Want to know more about liquor liability coverage for your restaurant, bar, or event? Call Alaska Service Agency; we can get a policy in place quickly and walk you through what it covers for your specific situation.
