
Do You Know How to Dispose of Hazardous Household Items?
Whether you’re purchasing a new home or have lived in the same house for years, chances are there is old paint and other household items that require special disposal in your crawlspace or garage.
Batteries: The average American household…

Life changes, so should your insurance policy
Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local,…

Tired of Junk Mail? Follow these Five Simple Tips
If you’re like most people, you really don’t like getting junk mail delivered to your home. Not only is it wasteful to you, but the companies paying for the marketing don’t want the wasted funds for print and distribution either. If you’d…

How to Avoid a Spooky Insurance Claim on Halloween
Halloween can be some people’s favorite holiday. Whether it’s fun sized candy, making your own costume, setting up spooky decorations inside or outside your home or carving pumpkins, Halloween brings many of us joy. However, this holiday…

Do I Need to Keep My Insurance During The Off-Season?
It’s now time to enjoy some amazing fall camping excursions, calm boating on the lake or a motorcycle road trip. Each year we’re asked by many of our customers about the possibility to cancel your insurance policies on your summer toys like…

Named Perils vs. Open Perils Policies for Your Home Insurance. What’s the Difference?
There are many coverage options to select from when shopping for your homeowner’s insurance. You need to decide on your level of coverage, whether you want a larger monthly payment and smaller deductible or vice versa. You also can decide…

What To Do If You’re Involved in a Hit and Run Accident
Being in a hit and run accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss when it does happen. While…

Using Your Personal Vehicle for Business Use? Read this first.
Do you use your personal vehicle to deliver papers, pizzas, sandwiches, flowers or other deliverables in exchange for money? Do you, from time to time, help your son or daughter with delivering their newspaper route? If you answered yes to this…

8 Scenarios That Would Warrant an Umbrella Insurance Policy
There are many scenarios that would warrant the need for an umbrella insurance policy. We outline a few of them here.
Example #1: Your teenage daughter is babysitting the neighbor kids and leaves the house for a moment to run to the store.…

How to Protect Your Home & Property from Wildfires
Wildfires occur every year and summer season is also known as fire season. Each year millions of acres across the country are scorched by both nature as well as human caused fire. By knowing how to minimize losses, human caused fires can drastically…
